Insurance stolen mobile phones unauthorised phone calls

[Suetheramble]

Does anyone out there have an insurance for unauthorised phone calls if a mobile phone is stolen?
My husband has given our 16 year daughter a contract phone and I am concerned as she takes mobile to concerts and parties etc and is not to careful with her belongings.If the phone is stolen and abused so we get a phone bill of �200+++ can we insure if so who with (I have just phoned the mobile company and they do not cap phone bills)?
Thanks

[Ethel]

You should make a note of the MIE number NOW. If the phone is lost or stolen knowing the MIE will make it impossible for calls to be made on the phone.

Think about a payg sim card - no huge bills can be racked up.

A good guide about mobile phone insurance:
http://www.which.co.uk/advice/how-to-choose-a- mobile-phone-tariff/mobile-phone-insurance/ind ex.jsp

It's a shame she has a contract phone if she is not responsible with her possessions - a cheapie pay as you go would be more suitable.

[sn�gs]

Definitely get rid of the contract phone and go PAYG...

Or set a handset and/or SIM security password so if it is lost no one else can use it (this assumes that the handset is actually turned off when lost though... and that the password is able to be remembered!).

[Suetheramble]

Thank you - already told husband this was not suitable but he knows best!
Contract not over until 2010 March how worrying is that??
I will look up suggested website and endevour to get some sort of insurance.

[sn�gs]

''already told husband this was not suitable but he knows best''

Let him pay any unexpected �200+++ bills then!

[Suetheramble]

I work he doesnt otherwise I would

[woozer]

The air time provider you have the contract with may well provide an insurance which will cover this but you need to ask them very specific questions and will probably be horrified at the monthly cost.
Personally I would use the contract phone myself or give it to my husband or even put it in the cupboard and get her a pay as you go phone - youngsters run up some horrendous bills on these thingsand I dont think you can ask the airtime provider to cap the bill - my son once spent over 150.00 in a month - needless to say we sent him out to work and took the phone off him - it was some time ago and I know the air time "bundles" are very generous now but do be vigilant :-).