The New Leader Of The Opposition Party/
News1 min ago
I had a car crash that was my fault, i pulled out of a side road and had a collision with another car. My insurance company have taken the car to their accident repair centre and informed me the car can be repaired and will be ready in 10 days. My partner (who did not see the car damaged as it was taken away from the accident spot) rang the repair centre to find out what damage i actually did! He was told there was �2093 pounds worth of damage including new bumper, grill, wing, bonnet, headlights, 2 new wheels, respray, etc etc. I was told by a friend that if a cars damage amounts to more than 60% of the market value of a car it was usually written off. As my car is a 1.2 renault clio on a T registration with high miles and not in the best of condition for its age, (looking in the auto mags i could only sell for �1800-�2000 Max) why are they repairing it when the damage is �2093?? I was glad it was repairable at first, but now am not sure i want to drive my kids around in a car that has suffered that much damage. Does anybody know if I can request they look at it again and make it a write off?
No best answer has yet been selected by calcon2. Once a best answer has been selected, it will be shown here.
For more on marking an answer as the "Best Answer", please visit our FAQ.I'm really rather surprised that they're repairing it. It might be that the claims department think they're being really customer focussed and it's what you'd want.
I wouldn't worry about the car's repairs if it's being done at a reputable place, but if it's being repaired it sounds as if they may have placed a value on it higher than you have so it might be worth talking to them about it being written off as you may be able to get a good deal.
Remember that you only get to find out how good an insurance company is when you come to make a claim and if you get any resistance drop that into the conversation :c).
If you got your insurance company through a boker my advice would be to try to speak directly to the claims department of the underwriters, my experience has mostly been that they've been very approachable.
I guess the bottom line is work out exactly what you want and ask them for it.