Debt History

[melee]

My boyfriend and I have just moved into my Mum's house for six months or so to give us a chance to save some money to rent our own place. He has several bad debts and a CCJ, and has notified these companies of his new address - i.e. my Mum's house. Will this bad history affect her now in any way?

[Oneeyedvic]

An association may be made at credit reference agencies between you and your boyfriend if you apply for credit together, and possibly a link made with your mother as you are her daughter.

It does depend on each agency. Write / phone experian and equifax and get a copy of hte report.

If your mother finds she is linked with your boyfriend, she can file a "Notice of Disassociation" to get the link removed.

Hope this helps.

I think the websites are www.experian.co.uk and www.equifax.co.uk