morning? I have waited in for 4 hours for a builder who promised to give me an estimate for quite a big job of work, and a plumber for a smaller job ,Both of these guys promised faithfully to come this morning. Credit crunch--what credit crunch? Grrrr! They both live locally,and I feel like going round to their houses and pulling the heads off their dahlias. But I won't because I like flowers too much.!!!!!