Crosswords1 min ago
mortgage with CCJ
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is it possible to obtain a mortgage even though I have a CCJ? I have a large deposit and no other outstanding debts. Please advise.
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For more on marking an answer as the "Best Answer", please visit our FAQ.It is not impossible to get a mortgage with a CCJ but you may find that it excludes from the top mortgages available.
You said that you 'have' a CCJ so it might make sense to pay off the CCJ with the money you have as a deposit.
However, if it is a small CCJ (for example, less than �500) it may not matter. It may also be ignored depending on how long ago you had it (3 years ago or more).
You said that you 'have' a CCJ so it might make sense to pay off the CCJ with the money you have as a deposit.
However, if it is a small CCJ (for example, less than �500) it may not matter. It may also be ignored depending on how long ago you had it (3 years ago or more).