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credit card (visa)

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motionless | 09:09 Fri 26th Jun 2009 | Business
9 Answers
if you make a purchase with your credit card and the money doesn't leave your account, how long after the purchase legally do the company have to take out the money before it's too late?
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Is this a situation where you have bought something on your and after some time the item still hasn't appeared on your statement?
I'm not aware of any limit. There is an agreement to pay. You could ask your credit card company to confirm this.
If it's worrying you why don't you ring the seller up and remind them that they haven't taken the money.
Question Author
it was a hotel that i was booked in for a week and checked out after two days but they charged me for four as a penalty, i was never even asked could they accomadate me in any other way. 5 star more like 2 star self catering!!!!! so i won't be ringing to remind them as i had to pay another hotel for the remaning five nights of my holiday which all in all cost me a bomb.
Ah, so are you asking whether the company is supposed to allow you a 'cooling off' period before they take the money from your card?
I think the answer is no- you made a contract to pay them for 7 days' accommodation, and they reduced this charge to 4 days as a goodwill gesture.
But there's no harm in writing and asking for some more money back, or you could ask your credit card company to pursue it for you- but I think they are likely to say 'No'.
Question Author
i thought this was called ANSWERbank? not looking for your opinion just a straight answer.
Yes, that's why I gave an answer. (By the way, did you ask a straight question in the first place?) .
What would you consider to be a straight answer?
You aren't having much luck with your purchases recently are you?
http://www.theanswerbank.co.uk/Shopping/Questi on774267.html
Question Author
eh well i haven't been charged for the hotel so erm yeah i'm having lots of luck actually. idiot.
motionless,
You appear to be kind of rude,and ungrateful poster that AB can do without!
factor gave you an honest and straightforward answer,just because it wasn't what you wanted to hear doesn't allow you to be abusive!
I used to work for a well know credit card company it was sometime ago but at that time they could charge you up to 7 years later!!!

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