innocent purchaser

[dilpazeer]

i have bought a range rover privately and before doing so got RAC to do hpi check.
which showed a 2 k balance outstanding this was paid and then 8 weeks later i recieved a letter from th efinance company stating theres a finance of 29k plus on the jeep outstanding.
i am not only innocent in this but also have proof that i wasnt made aware by a reputable company of and lareg outstanding balance, as they are claiming.

iam afraid to drive teh range i have kids that i drive to school and am afraid they will reposses my jeep and leave me out of pocket.

[factor-fiction]

Yes, you need to contact the RAC and ask them to clarify the position regarding their credit check

[dilpazeer]

RAC have sent me the innocent purchaser from and said thta they will look into it.
if i had known the car had 20k finance outstanding wouldnt have touched it .
so who is going to be at loss in the end .
i hear that the finance company can take the car and i loose out then. is tat true aswell

[factor-fiction]

The key is whether RAC should have noticed the full outstanding finance as part of their HPI check. I would have thought they should have picked it up.
Who paid off the original �2000 balance shown up by the RAC check?

[magicmerlin]

Did the RAC mistake �20,000 for �2,000? Seems odd that the figures are out by a 'zero'.

[factor-fiction]

I'm confused now- the initial posting refers to �29000 outstanding but in the next posting dilpazeer refers to a figure of �20000.

Does the intial RAC report definitely mention just the �2000. are you sure the remaining outstanding amunt wasn't shown.

Who paid off the initial �2000?

[magicmerlin]

The 20k and 29k could be typos by dilpazeer.

[dilpazeer]

sorry yes that was a typo its 20k and i paid the 2k off to the financ ecompany

[dilpazeer]

yes no mention of 20k outstanding just 2k and then the finance company reported an exact figure of 20475.89 to be exact.

[factor-fiction]

Let us know what the RAC say.