Crosswords0 min ago
student accounts
has anyone else had trouble opening a student bank account in their 2nd year? i live in Wales and in my first year i got a grant from my local LEA. (ALG, Assembly Learning Grant) so i didnt need to open an account with the temptation of an overdraft. this year however i do not qualify for the grant so would very much like to open an account with the security of an overdraft. i have tried to at several banks but failed the credit check in all. i have no outstanding balances anywhere and have never asked for credit before. the banks are telling me that it is because i am trying to open an account in my 2nd year. i think that it is highly unfair. i am being penilised for not wanting to over-spend in my first year. has anyone else experienced this problem? how do i get around it? and what are banks protocall on 2nd year students?
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