Evidence of Insurance Policy in English Courts.

[Josh111]

I posted this in law but thought is could be answered here too.... Is my understanding correct that evidence of an insurance policy is excluded from use in the English courts?

[barry1010]

?
If a motorist is being done for no insurance then his insurance policy is admissible evidence.
What is the scenario?

[factor-fiction]

Yes, you need to clarify the circumstances.
Where did you get this 'understanding' from?

[New Judge]

Strictly speaking, barry it is the certificate of insurance that is needed to prove whether a car and driver is insured or not. (Usually policy documents do not give details such as dates of validity, vehicles insured or drivers covered and they cannot be used to obtain a Road Fund Licence).

But I too am puzzled by this question.

[barry1010]

Yes, I agree, New Judge. The certificate is evidence of the insurance policy,

[factor-fiction]

Are you able to clarify your question, Josh?

[fredpuli47]

You may have in mind that a court cannot hear evidence of insurance .That means that, In a civil action, the judge is not supposed to be told that one side or the other is insured .Of course, he or she may guess that it's highly likely that a party is insured by some insurance company, though not all the terms of that insurance, but, nonetheless, the judge is not to know while the case is being tried. The reasons are a) that whether a party is insured or not has no relevance to whether and to what extent they are liable for the action,or inaction, complained of and b) the knowledge might bias the judge to find against the insured party