Help-need to cancel holiday?!!

[helpmepls]

Hi
I am due to go on a short break within the UK to Devon. This is in 3 days time. I have travel insurance.
I have sprained my wrist & am unable to drive. I have two children & a dog, so am unable to use public transport for obvious reasons!
If I were to cancel, is this reason covered.....a spraied wrist? It says illness or injury etc but is sprained wrist a good enough reason to get my money back. The break cost �645-which I can not afford to loose & wish to go away but there is no way I could drive 2.5 hour journey with this injury?

[helpmepls]

I need help with this please......I have already asked insurance they just say you need to make a claim to find out, they cant say at this stage! Is it likely I would get my money back??????

[B00]

You really need to check with the company you made the booking with. They may allow you to postpone your holiday for a later date.

[Rollo]

G oto a doctor. See if the doctor will provide you with a certificate confirming it is not possible for vyou to drive.

I would not let it stop me. With a bound wrist it would be OK.

Or go by train.

[helpmepls]

I really want to go on this break-I need it to say the least! I tried driving earlier & its too painful when I change gears. I feel its irresponsible to drive a 3 hr drive with two children with a dodgy wrist -I could have an accident. I cant go by train with luggage, a dog on a lead & two children........BUT would the INSURANCE Company EXPECT me to do this??? Thats what I need to know......or would a dr's note stating unfit to drive be sufficient???

[helpmepls]

I cant afford to loose the money!

[helpmepls]

Also-I have asked the holiday firm if they will postpone. NO basically....

[yogasun]

Have you not got a close friend who would take you all... for some payment, of course?

[helpmepls]

Yogasun......thanks for idea but my brother is in spain right now & my mum doesnt drive! My friend is on her honeymoon & there is no one else I can ask. I had thought of that......x

[yogasun]

Oh dear. I live in Devon and didn't want to think of you missing out on a trip here. I would have thought the insurance would cover you but I get your point about the fact that they might expect you to take the train. If you are faced with losing �645 it would be preferable to go mad and have a taxi, I know it would be pricey but worth a quote.

[helpmepls]

This is horrible! I soooooooooo want to go. I have been to Devon many times-hence thats where I chose to go again! Its lovely there!!! Taxi is a good idea but there is no way I can afford the cost! Thank you anyway. What I need to know is......is it likely the insurance would say it doesnt matter you cant drive you could get a train! Can I really be expected to get a train, with a dog, two children, luggage with only one useable hand???? If I got proof from my doctor - a certificate, saying unfit to drive, would the claim be successful????

[yogasun]

The only way is to ring the helpline of the insurance company and get a definitive answer as to whether you will be covered as train trip would be impractical, there is just no other way round it. Good luck.

[helpmepls]

Thank you Yogasun......I'll just have to hope I am covered for this. I have asked but they just say I have to cancel first then make a claim-which is a lengthy process....only then will I know......Nightmare. You are lucky to live in Devon!! Thanks again.

[SeaJayPea]

I've only just seen this, and hope your arm's feeling a bit better. A sprain often improves with rest and strapping in just a few days. Are you sure it won't be better enough for you to drive when you're due to go?

[helpmepls]

Thanks for all your replies. Unfortunately, my wrist feels worse today but yes it could well be ok to drive for Monday......do I ring & cancel now or risk & wait and see.........

[SeaJayPea]

Did you go? Hope you enjoy yourselves.

[helpmepls]

No we didnt. :-( We were all very sad!!! Claim is currently processing......will let you know if i got the money back???!!!!!