whiplash fraud

[marktq1]

my car was involved in a very minor collision at traffic lights, the car in front reversed back and hit my car no damage to either car,my car was being driven by my daughters partner he insisted that both cars be examined by a garage mechanic, the mechanic confirmed no damage bumper crumple zones intact no damge to paintwork not even burnishing to the paint never mind a scratch.
I have now been informed that the driver of the other car is claiming that my car hit his and is claiming for whiplash

Also i have found out that my daughters partners insurance did not cover him to drive my car as he was under 25, my insurance company have told me that as this is the case they will deal with the case and then charge me all costs . I had told my daughters partner he could use my car aslong as he was insured.
I would like to know at what speed impact you can claim for whiplash also at what speed bumper crumple zones trigger, I would add that the other driver claims he did not see a doctor for 2 weeks as he was unable to obtain an appointment
Surely this guy is trying it on!!

[sara3]

there is no relevant speed for whiplash to occur. I had it and my car was virtually stationary when it was hit.. although there was damage to the car.

a whiplash injury is often not detected for a few days after an accident.

[sara3]

oi, mine was genuine!

[TWR]

Hi, be very careful here regards the Insurance, you said your Daughters partner was not Insured!! this can result in her getting 3 points on her licence if the police where informed, cut your losses & except your insurance advice.

[hc4361]

It's not the daughter that could get the points, it's marktq1. It's his car.
No witnesses to say the other driver reversed in to him?

[DONNA1458]

i used to work in insurance bodyshops the insurance will rather give a set fee instead of the time and cost it takes to investigate fully, my friend had the same situation she took picture and sent them to the others insurance an had an estimator state no damage but they still paid out.

[BertiWooster]

Here is an answer I gave to a similiar post , regarding ' Whiplash' claims

'' Unfortunately for defendants – fortunately for claimants medical opinion is that soft tissue injuries ,
( commonly referred to as whiplash ) can be caused by a low velocity impact . It is not necessarily the speed of the impact , but rather the movement of the body , especially the neck , that causes injury .

Now , I’m not saying that all low velocity impacts are going to cause ST injuries - it depends on the individual .
There is no doubt that some claimants are lying , when they state that they have suffered injury . They are just working the system .
However it is very difficult – indeed nigh on impossible to prove that someone is lying , if they are claiming whiplash injuries .
Afterall , if I say that my neck hurts – how are you going to prove that it doesn’t .

In high value claims where claimants are suspected of exaggerating injury , it is usual practice for defendants to put the claimant under surveillance .
However in run of the mill cases , this is not cost effective , and compensators just accept that this is the lay of the land ''

[jake-the-peg]

This is a common scam and the police are well aware of it.

Normally I would say go and talk to them about it.

Unfortunately not only may the driver getting (6 points I think is common for driving uninsured) but you could be prosecuted too.

It is now an offence to allow someone to drive a car registerred to you if they are uninsured. It's unlikely that you could just say "I told her that he needed to be insured" and have the court say "Oh that's all right then" they'd expect you to take positive action to confirm his insurance details.