Is The Office For Value For Money Poor...
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No best answer has yet been selected by craigfann15. Once a best answer has been selected, it will be shown here.
For more on marking an answer as the "Best Answer", please visit our FAQ.Section 143 of the Road Traffic Act 1988 says (paraphrasing) that you will not be convicted if you were using the vehicle in the course of your employment [i.e, it was owned by your employer] and that you neither knew or had reason to believe it was uninsured.
So, if the car was your employers, you have a defence - if it wasn't, you don't.
Things may have changed as this knowledge is 10 years old, but I'd be surprised if it has.
Sorry but it is your responsibility to ensure that the car you are driving has the appropriate insurance.You could be brought before a court for no insurance(as could the other driver) the penalty being a fine according to your income and 6-8 points on your licence or you could be disqualified (Road Traffic Act 1988 s.143)Ignorance is no defence.