Virgin Credit Card Balance Transfer

hibeeslass | 19:08 Fri 19th Feb 2010 | Personal Finance

1 Answers

I have just been knocked back for transferring my balance from my RBS credit card to Virgin credit Card. It was £2000 i wanted to transfer. I have no mortgage and my only current debt is my suite.....anyone else experienced this as i have no idea why they would refuse me

TIA x

Benefits and Savings

Claiming Uni costs on tax in Australia..?

Answers

Only 1 answer

Best Answer

No best answer has yet been selected by hibeeslass. Once a best answer has been selected, it will be shown here.

For more on marking an answer as the "Best Answer", please visit our FAQ.

Hymie

I am currently a ‘credit card tart’, balance transferring to 0% as and when required. By playing your cards right, you can effectively get a loan for 3% p.a. (the transfer fee) which will beat any loan hands down.

I was recently refused by the Post Office (what a cheek), but have successfully transferred to Nationwide. Check out MoneySavingExpert.com for advice and the best deals. Given that I have tarted around 4 times now, you should have no problem with a good credit rating. Be aware that each cc application is noted on your credit file – and will affect your credit score.

Only 1 answer

Do you know the answer?