20 Ac Monk runs into trouble ?R?T?E?
22 D Fellow drawing up sacred text (6) ?A?T?A (Could this be MANTRA)
21 D Frolic from Penny and Kay who had hurried inside (5) ?R?N?
24 D Part of a beleaguered tree (5) A?E?E (Could this be ARETE)
I really just need these four then I am finished and awaiting the local evening paper for the crossword.