Quizzes & Puzzles61 mins ago
Getting a credit rating from scratch
my partner does not have a credit rating as he has never had credit cards/ loans etc, partly because he didnt go to university and have all this thrown at him. What is the best way to get a credit rating? Thanks
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No best answer has yet been selected by jem1. Once a best answer has been selected, it will be shown here.
For more on marking an answer as the "Best Answer", please visit our FAQ.Best thing to do is apply for a loan or credit card and establish whether he is credit worthy.
Credit records are based on a number of factors and how potential lenders decide on who should get credit is different throughout the 'borrowing' world. What goes in favour is long standing employment, length of time with bank, length of time at address and of course the crucial electoral register.
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