National Insurance

[mumstheword1]

I have read somewhere that you need to have paid N.I. for 30 years to qualify for a state pension does that means if you have paid that you can stop paying N.I. or pay a reduced amount for say the NHS etc

[R1Geezer]

now what would you think?mmm?

[mumstheword1]

I am not sure, that's why I am asking. Surely the Gov wouldn't tell us. And if it isn't the case why say 30 years then?

[R1Geezer]

It's a miniumum of 30 years to get a full state pension, there's no maximum and you can't not pay. Only the governement can have it both ways.

[hc4361]

You can not pay. If you continue to work after the age of entitlement to state pension, you do not pay NI.
If you are under the age of state pension entitlement you do pay NI regardless of how many years you have paid contributions.

"Under pension age

You have to pay national insurance contributions while you are working and under pension age, if you earn more than a certain amount called the primary threshold. You do not pay them if you are under 16, and you stop paying them when you are 60 (if you are a woman) or 65 (if you are a man). If you are a man between 60 and 65 and you are not working, you may be able to get national insurance credits (see under National insurance credits)."

http://www.adviceguid...ions_and_benefits.htm

[northernmonkey]

Advice I would give is search on the DWP's website or direct.gov as them two appear to be the most relevant/have the tendancy to contain the most relevant info so I would think?