Credit File

[Merthyr]

Hi im 19 years of age and have really bad credit i have around 14 account with 5 defaults on and the rest im paying regulary and the some i am missing payments on because the debts are to big to pay.My credit score is around 30 which i know is bad but recently i have been accepted for a studio account,virgin and three contract , I was wondering does any body have any tips on improving it or any catulogues etc i could apply for to improve my credit.Thanks

[dothawkes31]

this is ridiculous, it took me 35 years to build up my debts and they still only got to 2.500, which I paid off, how could you get so much bad debt so soon? How have you opened 14 accounts???? The system has failed miserably and other people will be paying for your debt, i'e those who get a lower interest on their savings cos the banks have to support your stupidity.

[redcrx]

http://www.theanswerb...Question819994-1.html

so youve double the debt in 4 months when advice given to you then would have cleared a lot (if not all) of it by now?

[ASSAM]

Look on the bright side things can only get better.