how long can a cheque be valid for before it become unredeemable/

wesleyite | 15:17 Sun 24th Feb 2008 | Business & Finance

5 Answers

if a cheque has been issued in 2002 can it still be reissued from source to be cashed?

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wendilla

How long are cheques valid for?

Banks will usually reject cheques that are more than six months old but, in fact, it's at their discretion. They can choose to cash it if they want to so don't assume that if you wrote a cheque to someone over six months ago that you're off the hook from paying it! Cheques actually remain legally valid for six years - yes, I did say six years - and the only way to cancel a cheque is to ask for a 'stop' to be placed on it. However, cheques backed by a cheque guarantee card cannot be stopped.

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to angel12 & wendilla, thank you 4 ur replies.this should make it easier 4 me 2 make a claim. wesleyite

dzug

If the payer is willing to reissue it or redate it then it's valid for as long as he is willing to do this. Potentially for ever.

The 6 years refers to the debt that the cheque was intended to repay. That debt becomes unenforceable through the courts after 6 years.