Just Passed my test :-)

[yellownana]

I passed my test a few days. Yay!!!! :-)

I have tried to get quotes for car insurance and it's coming up at £1100, and that's 3rd party too.

I'm a 26 year old female and was told it would be cheaper cos of my age etc.. I know i only just passed, but still thought it'd be cheaper ;-$ I'm trying to get it on a Citroen Saxo 1.1 SX

My friend was 21 when she passed and she has said she has only ever paid £40 a month 3rd party (not on anyone else's insurance)

Any suggestions or is this the best i can do and is it what i'm going to pay? Any suggestions on who to go with that's cheaper appreciated :-)

Ta very much xx

[Andyvon]

Try Sabre yellownana. I've just renewed my fully comp. policy and I pay £146 per year (including about £20 or £30 extra legal cover) for my VW Golf. I'm 48 with the maximum (9 years I think) No Claims Bonus. As Eddie says, Third Party would be more expensive for me so that may be worth exploring, although I think Third Party will be cheapest for you just having past your test.

I don't even bother looking around now but when I have in the past I've noticed that the most expensive insurance firms are those who advertise on TV and other media. Those series of adverts are horribly expensive and they obviously have to recoup the costs from their premiums. Perhaps try those insurers who don't advertise much.

Insurance has gone through the roof over the last 20 years. I think £1000 is probably a realistic average now yellownana. The Third Party insurance on my first car when I was 18 was £82 for the year - for a Rover P6! That was when my boss's insurance on his Escort was £35 for the year! It's outrageous how new drivers have to pay four figure sums now. The trouble is that cars are more powerful today, there are more cars on the road, people are more impatient and drivers tend to drive much faster so they have more accidents. Combine that with inexperience and you get a whole heap of trouble for the insurers.

[yellownana]

Piggynose - I don't smoke no.
Thanks for the answers guys and taking the time for me.

I have managed to get it at £900 fully comp with Tesco, so pleased with that :-)

[boxtops]

They're talking about that on the radio this morning, parents who have "fronted" younger/novice drivers are breaking the law so it shouldn't really help if you add a second driver - it's the principal driver that the insurance will be rated on. Quite a lot about this discussed this morning.

[craft1948]

I pay just over £18.00 per month fully comp for the SmartCar, including no claims protection and legal assistance...........but I've got decades of no claims............

[boxtops]

I did have until a little toad vandalised my car when he tried to break it to get home from the pub....no choice than to write it off, 2 years' bonus down the plug.