ChatterBank21 mins ago
car smash
12 Answers
Hi
today i was reversing out of a car park space, i looked and there was nothing, i continued to reverese and was a big bang, looked to my left to see a car. I assumed he must have tried to squeeze by as i reversed as he wasnt there when i started. anyway, i pulled back into the space, gutted and got out to speak to the driver of the other car. He wasnt even going to get out. I ask him to get out which he did,the driver wing was dented, corner bumper had come away slightly and front headlight cracked. I said sorry my fault i didnt see you. He said, its ok dont worry, got in his car and drove off. I revered out continued on my way and was beside him as i turned right and he left.
My question is should i report the incident to the police, i never took his reg nor him mine, but he could have took mine.There is no damage at all to my car,not even a scratch.
thanks in advance
today i was reversing out of a car park space, i looked and there was nothing, i continued to reverese and was a big bang, looked to my left to see a car. I assumed he must have tried to squeeze by as i reversed as he wasnt there when i started. anyway, i pulled back into the space, gutted and got out to speak to the driver of the other car. He wasnt even going to get out. I ask him to get out which he did,the driver wing was dented, corner bumper had come away slightly and front headlight cracked. I said sorry my fault i didnt see you. He said, its ok dont worry, got in his car and drove off. I revered out continued on my way and was beside him as i turned right and he left.
My question is should i report the incident to the police, i never took his reg nor him mine, but he could have took mine.There is no damage at all to my car,not even a scratch.
thanks in advance
Answers
Best Answer
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For more on marking an answer as the "Best Answer", please visit our FAQ.He may not have been insured.... in which case it will be highly unlikely he wishes to get involved with insurance companies.
To cover yourself (providing you have insurance) report it to the police.
Sounds like you have good result if your vehicle is not badly damaged.
No claims still intact and no damage to your car and your fault...what a result
Go and buy a lottery ticket while your luck is in..!
To cover yourself (providing you have insurance) report it to the police.
Sounds like you have good result if your vehicle is not badly damaged.
No claims still intact and no damage to your car and your fault...what a result
Go and buy a lottery ticket while your luck is in..!
police wont be interested even less than normal with the lack of vehicle details etc.
As regards letting your insurance company know, my advice is dont! i know your policy etc. tells you to but until the 3rd party contacts you i would leave well alone.
Once you have logged a possible claim with your own insurance company it can become an outstanding claim with no definite outcome of whos at fault so it can affect your no claims bonus or future renewal premiums until such time as its resolved which with little or no details could be a long time....
As regards letting your insurance company know, my advice is dont! i know your policy etc. tells you to but until the 3rd party contacts you i would leave well alone.
Once you have logged a possible claim with your own insurance company it can become an outstanding claim with no definite outcome of whos at fault so it can affect your no claims bonus or future renewal premiums until such time as its resolved which with little or no details could be a long time....