On christmas eve I had a car accident. My car is a cheverlot/kalos, which is now a right-off. Stupidly I has third party insurance so I could not make a claim. My partner took out a bank loan so that I could pay for the car with cash. I now have to pay recovery charges £400 and monthly bank loan fees, I have no transport for work and I ache all over. It can't get worse! the scrap value is £500.
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