Lending £££

[Melissabendy]

Anyone know where I can get a few grand like maybe £3-5,000

I have bad credit history, No ccj's or bankrupt,
I cant secure it on my place its rented, dont know any home owners willing to be my gurantor on a loan

also I could go for a bad credit loan company but i mean are they gonna take £50-70 off me and then do a runner...?
anyone make a suggestion please

[ummmm]

Save up?

[sara3]

I have the answer.. but you're just rude to me, lol ;o)

[anneasquith]

you may benefit from talking to a debt advisory agency.

[ubasses]

See if you can find a credit union they may be able to help

[cazzz1975]

save up

[Melissabendy]

"save up" talk about your thick not anwsering the question,

sara3 Im not rude to you, you were rude first, remember your "not patient?" comment?

where do i find a credit union?

[sara3]

lol, and you think you're not rude?!!

[sara3]

okay Melissabendy, let's get serious. what's the money for and how do you propose to repay it?

[cazzz1975]

you were rude to me, if you have a bad credit history you only have one option, save up

you could go for a dodgy loan at 1699% apr of course ..

[ummmm]

Anyone know where I can get a few grand like maybe £3-5,000

I was answering this part of your question. Any company that loans you money will charge you are fortune for it as you've proved to be unreliable. Save up...go without. It's old fashioned but it works..!!

[ubasses]

http://www.abcul.org/home -

[PipinHull]

From your other posts it appears you are 19 years old with a first-class degree in computing, surely you can get a pretty decent job with that? Are you still paying off student loans?

[SIRandyraven]

A decent job in IT ?
Sorry they have now gone to India, China , Thailand, South America, Czech republic , Poland .....Stop me !
Every organisation I know has or is off shoring IT jobs.

Best option in the UK is not bother getting an education and debt ...just leave school and go on benefits , leave the country or work in Tescos.

[PipinHull]

Crikey that was a waste of three years' education then. Bummer. Still if you're only 19 you can always retrain...

[Prudie]

I asked on one of your other threads how you could have an IT degree completed at 19. Did you do A levels really early and go to Uni at 16?

[PipinHull]

Maybe she needs the £3k to get her PhD before she's 21...?

[starone]

My immediate reaction to this thread was - ha-ha-ha and when I had finished laughing "You must be having a laugh - you'll be lucky to find anyone with that amount of money to lose"

[micmak]

I will loanyou 5K the interest rate will be all you assets as security. Your having a laugh right.

[craft1948]

Won't your uncle lend you it?

[rowanwitch]

Melissabendy...short of going to sources that will charge so much interest you will be bankrupt in 6 months there isn't anywhere if you have a bad credit history all you can do is pay off anything you owe and then after a couple of years try one of the credit repairing credit cards they will only give you about £500 to start with... If as has been said you are only 19 I would guess you want that sort of sum for one of 3 reasons ubnless you just want a bit more in your pocket
a)buy a car
2) holiday with mates
3)pay off a debt where you are being pressured

What ever the reason you are just going to have to bite the bullet and get your finances a lot straighter.... a second job maybe....assuming you have a job, it's hard but if you don't get sorted and in the habit of staying that way things will spiral out of control believe me I've been there