Can i be forced to sell my house ???

JAG1979 | 11:22 Tue 19th Apr 2011 | Civil

64 Answers

Bought my House with ex-girlfriend.
split up after 3/5 months of living there.
see contributed to the next 6months mortgage.
i have paid all mortgage payments for past 4yrs (approx)
she has had her half of deposit returned (2yrs approx)
her name is on deeds and mortgage.
i lost my business and had close to £1k arrears for all of last year.
she has tried to buy a house with her husband and failed for mortgage partly due to me being behind arrears for all of last year.
Arrears now cleared.
I have returned to university so mortgage company will not allow me to take her name off the mortgage as i dont fit criteria for earnings.
She i threatening to go to solicitors to force me to sell the house.

Does she have any rights???

if we can be objective nd not Boys Vs Girls please :)

Scots Law

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Ellipsis

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> i have sold my ex-business plant to clear arrears and have been told with 12 months payment without arrears and a guarentor (spelling???) could be offered mortgage in my name.

This is the route that is closest to your ideal outcome if it can be made to work.

How far into that 12 months are you? You may be able to negotiate this down if you have four years of...

12:51 Tue 19th Apr 2011

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hc4361

woofgang - if the mortgage company is satisfied that one person can fund the mortgage themselves they are usually quite happy to renegotiate the mortgage and remove the other party, with his or her consent.

bednobs

TBH i think you are on hiding to nothing with the health angle, unless you have an especially adapted house to meet disability needs. That might be a compelling reason not to grant a court order

joko

she could argue the same thing...what about her health?

joko

i think if someone was trying to prevent me having my own home for the next 20 years id be someone anxious and stressed...

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