visa card

[chirpychirpy]

Would a NatWest Visa Debit Card be accepted in countries around the World, or do I also need a Credit Card? I only ask cos I've been shocked to receive a charge of about £240 for simply having a NatWest MasterCard (so I'm now considering binning it) - is that right? I didn't think you had to pay a charge for having a credit card unless you exceeded the limit.

[murraymints]

seems odd to me...

[isitjustme]

Have you checked you credit card statement? If there is an outstanding amount on it , you may be attracting interest.

[dzug2]

That debit card is acceptable world wide - but has above average charges for overseas use.

There is no charge for just having a Natwest Mastercard (unless it's the super duper premium one that has lots of added benefits for the fee) - but there may be charges for (mis-)using one.

[spudqueen]

The Post Office Credit card doesn't charge any commission on purchases abroad, great if you travel a lot.
http://www2.postoffic...rd+&campaignid=PPC_CC

[johnk]

That charge seems excessive, what's it for? The Metro bank debit card is free to use abroad even for cash withdrawals. You have to go to a branch (London) to open an account.

[gingejbee]

You REALLY do need to find out what they are charging you for.

[Buenchico]

I've never had a problem using a Visa debit card abroad. (It's cheaper to use it than to obtain foreign currency).

Some credit cards do have an annual charge but, where such a charge exists, it's nowhere near to £240. Further, Natwest's Mastercard doesn't appear to be one of those cards which levies such a charge:
http://www.natwest.co...are-credit-cards.ashx

Find out what you're being charged for!!!

Chris

[carmalee]

I have a nat west visa credit card and use abroad (Africa) all the time - have been very happy with it - always tell them prior to travelling that there will be unusual debits to the card - never use my debit card though