Donate SIGN UP

Car insurance...

Avatar Image
ummmm | 14:23 Sun 13th Nov 2011 | Insurance
19 Answers
This might sound like a silly question...

Got my notice that my car insurance is up for renewal next month. Had a scoot round the comparison sites and I can get it for at least £160 cheaper. When I phone current insurance company to inform them will they just ask what company gave me the best quote and do the checks themselves?

Secondly, if I decide to move how far in advance should I inform current company?
Gravatar

Answers

1 to 19 of 19rss feed

Best Answer

No best answer has yet been selected by ummmm. Once a best answer has been selected, it will be shown here.

For more on marking an answer as the "Best Answer", please visit our FAQ.
why will they bother to check the quote - you are leaving them?
unless yours is an insurance that automatically renews, you don't need to tell them at all
If you want to stay where you are and challenge them to 'match' the best deal you have found.......I'm not sure if they are able to check the price you give them.

I usually just say that I have found a better deal of £xxx, can they match it. If not, I say I won't be renewing.

But make sure there is no 'break' during switchover.....
No, they won't - it's not their business to do that. You don't have to tell any insurance company why you're leaving them at renewal.

However, if you tell them that you can save over 150 quid by moving, you might well find that they go away for a few minutes, then come back and meet that offer. It's worth trying - insurance companies need not to lose business, and do sometimes discount under these circumstances.
-- answer removed --
^^ all you have to do is to tell them you're not renewing - the day before will do. However, you do need them to send you a copy of your No Claims evidence, as you'll need to produce that to the new company.

We change car insurers almost every year, and this has never been a problem.
Question Author
Thanks. I wasn't sure how it worked. I will give them a bell on Monday and see if they can match it.

If not, how long before I receive a copy of my no claims?
-- answer removed --
I've found better prices, but then found I have to pay for extras to match my existing policy; legal cover, courtesy car etc..
Question Author
Yes 2short, I have the renewal with the no claims on it...

Sara....Exactly the same cover except excess. That's only £50 different...
We find that it takes about a week, ummmm - the new insurers will take your word for it but usually need sight of some evidence to be sent through in due course.
Question Author
Well hopefully they'll match the price :-)
I was going to leave my existing one, but when I agreed to increase the excess the price dropped considerably.
Question Author
I might give that a go Craft....brb
Hi ummmm I phoned up my company and explained that I had searched around and would not be renewing with them. They then asked companies that were cheaper and by how much I ended up with same company at £1 cheaper than than my cheapest quote?????? Why could it not be that to start with never pay a renewal always query.
Question Author
I upped the excess by £100 and the quote went down by £5....lol
lol I upped mine by £50 and the price went down by £64.
Question Author
Cheers futritcat....I have the best quote saved :-)
-- answer removed --
Question Author
My renewal is £502. The new quote is £338...

Just went down the list. I could get insured with M&S for £1,159.51. That isn't just any car insurance....

1 to 19 of 19rss feed

Do you know the answer?

Car insurance...

Answer Question >>