Hi Dzug2
I would like to know what disciplinary action could be taken against an ex employee who is deceased or an employee who is now retired unless a criminal offence was committed.
Another thought I have had is was the letter Lucy received on company paper or the trustees.
There is always the possibility the bonus money was taken and it was not handed to the trustees most likely in error as the scheme appears to be at it's early stages.
Either way Lucy should at least be entitled to compensation.
Assuming Lucy is 60 the value of the compensation should be at least £12,000 as it is generally anticipated a person will live 20 years after 60.
Another consideration is the pension one which increases with inflation.
If Lucy passes away in a short time her estate will benefit but if she lives to be say 107 Lucy will lose out.
Les