What time do banks

[lankeela]

credit or debit your account? I am waiting for two cheques to clear and have just been online but not gone through yet, should have cleared 11th and its now after midnight on 12th and still not cleared. I think it was later because they conned me into using a paying in machine in the bank as there was a queue, and I understand they take a day longer.

[The-HouseHusband]

The usual turn around time is three working days. Just because you have moved into the next day it isn't the start of the working day. How it is payed in at the bank makes no difference as it all goes through the same computer system.

[lankeela]

I paid them in last Friday lunchtime

[Old_Geezer]

No help to you I know but the short answer is they debit as soon as they can and credit as late as they think they can possibly get away with. Seriously it is just figures on their database, it should be 'instantaneous' but they always have some excuse why it isn't.

IMO anything you paid in last Friday ought to be in your account now. If you are anxious to get it I think you have a good case to phone up and complain.

That said I ordered a cheque book last week and I'm still waiting for it, as are the bills that need paying. Service seems to be a thing of the past.

[Old_Geezer]

PS I don't drop my deposits into a hole in the wall and hope for the best as you get no receipt stating the amount deposited that way. My advice is to wait for a teller to be free.

[donnaanna]

ol geezer - but he paid thorought the [aying in machine, those do give you receipt with the amount on it and sometimes even copy of the chq. if you pay monies before 2 pm it lands in your account same day, if you do it after 2pm it goes on next day. with chqs i am not sure if it delays anything...

[factor-fiction]

There's a good chance it would have appeared at around 8am this morning. Any sign of it yet?

[boxtops]

my bank statement updates around 2am each morning.