Long term care

[Daij]

If an infirm relative goes into a nuring home for long term care is it true that the nursing home claim their house to fund the care? Can they do this?
I heard recently, I think, that relatives have been refunded for just this type of thing ... or did I just imagine it?

[RATTER15]

No the nursing home cannot claim anything, however if your relative stay at the Nursing home is funded by Social Services they will probably want their money back from the sale of the house.

[factor-fiction]

Yes there was a case about 6 months ago. Maybe it was Scotland? I think it all dpends on whether they were sent there on medical grounds.
Just try a few google searches on "funding long term care" and you may find the news story

[buildersmate]

Its to do with the difference between 'medical care' (which is paid for under the NHS) and 'personal care' (which isn't - except in Scotland where they fund the lot - until they come to realise they won't be able to afford it).
In England / Wales the local authority funding is paid for by a Charge being put upon the property such that when it is sold, the costs of the personal care elements are recouped by the local authority. The house will NOT have to be sold whilst another relative or partner continues to need it.

[factor-fiction]

Hi buildersmate. Good point about Scotland. It's a bit concerning that there are so many differences between, in particular, Scotland (& maybe Northern Ireland) and England, in terms of health charges, care home fees, tution fees. I wonder how all this is being funded and is it too late to reverse the process?

[buildersmate]

It's something the Scotland Assembly decided to do. Fair enough, if they think they can afford it. It is funded out the 'pot' of centrally raised taxes that the Assembly were let loose over controlling.
I'm sure they can reverse the Act, if they find they have to.

[Daij]

Thank you all

[Buenchico]

A relevant link:
http://www.direct.gov...CareHomes/DG_10031525

Chris

[kristawaugh]

That is plain hearsay. you wont be admitted in a nursing home if you dont have enough money in the first place since the services are very pricey.

http://www.completelo...mcare.com/facilities/

[RATTER15]

kristawaugh, so you dont believe that we have people living in Nursing Homes that are funded by the S.S.

Well that is very strange because I know of about 20 people in a Nursing Home that went in penny-less and will die penny-less with no home of their own to claim a penny back.