Pension Query

[LDC134]

I don't know very much about pensions, so if this is an idiotic question please don't be too hard on me !
I have been paying a small amount (£ 32 per month) into a private pension for the last 10 years but I no longer want to continue with this. Is there anyway to access this money now, as if it were savings, or do I have to wait until I am of a pensionable age ?
If I can't access it, is there anything else I can do - like transfer it to an ISA or something ?
As always, your help is very much appreciated.

[dzug2]

There is no way of accessing it now. You may be able to transfer it to another pension, but that's it.

The only possible exception is if you receive a terminal medical diagnosis.

[LDC134]

Thanks dzug2 - I had a feeling that might be the case - once in, you can't get it out ! Thankfully there is no terminal diagnosis, I'll just have to wait 20 years to get it !!

[Captain Spod]

Yes, you do have to wait until you are of pensionable age, but that age is 55. If your total pension funds total less than £18,000 today (£15,000 next tax year) you may be able to access it all subject to paying some tax.