No, I was only referring, slightly ironically, to Wonga and anybody who associates themselves with them...not AB.
It is pointed out that they are not loan sharks because they lend usually to high rollers for very short periods "because the high rollers don't want to use their credit cards". What this really means is the high rollers have already filled up their (very high) credit limits (ie they are living way beyond their means) and are now about to pay Wonga's fantastic APRs to borrow even more and get themselves into ever greater debt!!
IMHO, if ever there were candidates for outlawing, particularly at a time when the country and it's inhabitants have borrowed far too much, it's Wonga and their ilk.....oh and the loan sharks too.
Rant over. I wasn't complaining about good old Answerbank!