Donate SIGN UP

Car insurance for young drivers

Avatar Image
jkelly24 | 17:43 Sun 26th Feb 2012 | Insurance
7 Answers
We are looking around to insure a car for our 17 year old son. Done the usual searches on the comparison sites but just wondered if anyone knows of any reputable insurers that do reasonable deals for younger drivers. Many thanks in advance.
Gravatar

Answers

1 to 7 of 7rss feed

Best Answer

No best answer has yet been selected by jkelly24. Once a best answer has been selected, it will be shown here.

For more on marking an answer as the "Best Answer", please visit our FAQ.
There have been lots of threads on here about this topic - the general consensus is that there is no cheap insurance for young new drivers. The only way you can reduce the premium is to add yourself as a driver (but you need to be careful how you do it, otherwise if you are seen to be fronting the policy, the insurance is void). Put "young drivers" in the red search box to see what else comes up.
You will have to pay several thousand pounds per annum. Some companies offer cheaper rates if you haves some sort of driving restriction- e.g. don't drive between 9pm and 6pm. And as boxtops says, it helps to put an adult on the policy as an additional named driver
Don't expect to see any change out of £3000 possibly as much as £5000 .
Teenage drivers are rightly seen as very high risk, over 1 in 3 will have an accident serious enough to need a claim inside the first year.
It is worth him taking and getting a 'Pass Plus' certificate, this is an extra course that teaches motorway and night driving as well as basic car maintanance. Almost all driving schools do it, it cost £150 but it is possible to get a discount on insurance that will more than pay the cost .
The best think to do is to look into getting a tracker fitted to your car. It allows the insurer to see that you are a competant driver and as far as i know you can make certian agreements with the insurer that will bring the price down ie. only drive between 9 and 6. My friend has just done this and his insurance dropped from £3000 to £1500.
My post here (particularly the second link) might help a bit:
http://www.theanswerb.../Question1102792.html

Chris
-- answer removed --

1 to 7 of 7rss feed

Do you know the answer?

Car insurance for young drivers

Answer Question >>