Donate SIGN UP

Insuring Learner Driver

Avatar Image
porkchop | 19:13 Tue 27th Mar 2012 | Insurance
5 Answers
My daughter who has a learner permit was quoted a huge sum for insuring a small car which she has yet to purchase and put in her own name.
I discovered from online quotes that if the car was placed in my name and for insurance purposes i put myself as main driver and then added my daughter as an extra driver the premium was reduced a great deal. Have you any more suggestions as to how we could reduce it any further.
I know that i am taking on the risk but is that not what families are for!
Gravatar

Answers

1 to 5 of 5rss feed

Best Answer

No best answer has yet been selected by porkchop. Once a best answer has been selected, it will be shown here.

For more on marking an answer as the "Best Answer", please visit our FAQ.
That could be regarded as 'fronting' and may invalidate any claim, particularly if you already have a vehicle of your own.
If she gets a quote in her name and adds you as an additional driver that would bring down her premium quite a bit
If you use the same company to get a quote this way you may come unstuck if you need to claim. Someone was on TV from an insurance co a while ago and he said they look out for people who get quotes for young driver, find it too expensive and then get a second quote with experienced driver as the main driver. Be careful how you go about it, all quotes are saved apprently.
Talk her into buying a car that has very little "street cred" too, low on power should also be a consideration.
As factor says, that's fronting which is illegal and invalidates the insurance. Your experience as an additional driver on her own policy should make a difference.
and no... the risk is that you end up with invalid insurance if you do it the other way, that's not a risk worth taking.
And a potential conviction for fraud. But heyho, that's what families are for!

1 to 5 of 5rss feed

Do you know the answer?

Insuring Learner Driver

Answer Question >>

Related Questions