If I had my time around then would be conceived female instead. Being male is a source of endless regret to me. Is that just me or do other men feel the same way too?
Yes especially career wise. If you really want to be satisfied and rich you don't devote your whole life so that others may benefit. You look after no 1. and that can only come from being self employed where you make the important decisions. Getting a degree becomes a millstone round your neck.
I made a decision once that was right at the time but I'm verging on regret now. I have a feeling in ten years I'll deeply regret it. Not much I can do about it now though.