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Credit Check

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andy-hughes | 12:03 Thu 22nd Mar 2012 | ChatterBank
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If I was to apply for a loan or a mortgage, and a credit check was carried out by the lender - do I have access to the information that is supplied to them about my finances?

For example, if I have had a credit card and paid it off and closed it, how long would that information remain accessible on my credit rating report?
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They paid for the info from the credit reference agency not you.

If you have a query about the check they will tell you which CRA(s) they have used and how to contact them, price etc.
Yes you can access your details in a credit check by going to experian.

http://www.experian.co.uk/hp/index-1.html
have you contact your bank already? Media URL: http://www.creditcards.org/
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