ChatterBank27 mins ago
Interest charge on money owed.
I am in contention with my Dad's care home over the rise in fees and the top-up I have to pay. To cut a very long story short, I currently owe them around two hundred pounds which should have been paid on July 1st. (in advance)
As we are still 'discussing' the fees, I have not paid this amount. Yesterday, I got a letter from them saying, among other things, that if I have not paid by Monday 9th July, they will start charging interest on the unpaid amount. Can they do this?
As we are still 'discussing' the fees, I have not paid this amount. Yesterday, I got a letter from them saying, among other things, that if I have not paid by Monday 9th July, they will start charging interest on the unpaid amount. Can they do this?
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No best answer has yet been selected by Tilly2. Once a best answer has been selected, it will be shown here.
For more on marking an answer as the "Best Answer", please visit our FAQ.Eddie51- we agree that there is a problem with pressure being put on relatives to fund care home fees but this doesn't seem to be the issue with Tilly's case- it is some sort of extra level that was requested and is being charged for.
I have been through the maths on this before- if a care home's fees rise by say 5-6% pa and the social services and dad's contribution are capped at RPI (maybe 3%) then the top up element will have to rise significantly more than RPI- maybe over 10% a year, and over a few years the increase in top up becomes huge in percentage terms. I think this may be what has happened here
I have been through the maths on this before- if a care home's fees rise by say 5-6% pa and the social services and dad's contribution are capped at RPI (maybe 3%) then the top up element will have to rise significantly more than RPI- maybe over 10% a year, and over a few years the increase in top up becomes huge in percentage terms. I think this may be what has happened here
tilly - as i have mentioned before, being sectioned does not make your dad eligible for funding from the mental health trust he was detained under - whatever the circumstances of his admission or discharge. i also showed you the relevant part of the mental health act which states this. he is now living in a care home and as he has savings, he is liable to pay. the hospital he was sectioned at is not responsible for his care home fees in any way.
Bednobs is right, Eddie51. We could list at least 10 names immediately and maybe 20 if we dug back a bit. The person used an almost identical style, making no attempt to disguise the fact, as they related tall stories. People have a style of writing and often without realising use the same phrases such as "oddly enough" and " I was wandering...". Fortunately they seem to have stopped over the last week
and again, sorry to hijack your post tilly - i have access to the same info as everyone else - the poster even forgot to sign out of their username they'd used to reply to their own original thread more than once, so it's not like i'm just putting 2 and 2 together and making five. the ed even banned them under some names because they had multiple usernames
You asked if interest can be charged and the act I quoted (Late payment of commercial debts (interest) act 1998) as the one that can be used, I am sorry you found it difficult to understand. You must of course be liable, but if you are and do not pay they can charge £40 and 8 % over base rate up to the time of payment. I have used it a number of times and most people have paid, the threat of using it, which you are experiencing, is usually enough. But I repeat you must be liable in the first place, if you believe you are not get the advice of a solicitor experienced in the area of law you require, the law society may be able to help 020 7242 1222.