ChatterBank1 min ago
how do you get a bank charge removed from land registry?
This charge goes back to 1974 the bank never removed it and now it is proving a pain to get RBS to sort it out. The bank was Williams & Glynn and tAKEN OVER BY RBS, its impossible to get any sense out of anyone
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For more on marking an answer as the "Best Answer", please visit our FAQ.Have you got any proof that the loan has been paid off, or any papers relating to the expected mortgage end date? Any account numbers?
I had some "fun" a year ago chasing old insurance policies held by my late mother in law. The word I kept hearing from many of the organisations was the "archived accounts department"
I had some "fun" a year ago chasing old insurance policies held by my late mother in law. The word I kept hearing from many of the organisations was the "archived accounts department"
I'd have thought you will just have to wait for RBS to track down details to be able to provide confirmation of discharge for the Land Registry to be able to remove it.
Is it your property and was the charge yours? Was the charge put on or repaid in 1974 and is there any chance there would be a vacating receipt anywhere with the deeds or other papers?
The terms of any restriction on the title register are worth checking too.
A week isn't a long time in the circumstances.
Normally, upon receipt of monies to clear the debt the bank would have sent a vacating receipt to be stored with the deeds as proof or, nowadays, sent to the Land Registry. These days it can be done electronically (END) or by DS1 which would be obtained from the lender paid off and be sent to the Land Registry.
Is it your property and was the charge yours? Was the charge put on or repaid in 1974 and is there any chance there would be a vacating receipt anywhere with the deeds or other papers?
The terms of any restriction on the title register are worth checking too.
A week isn't a long time in the circumstances.
Normally, upon receipt of monies to clear the debt the bank would have sent a vacating receipt to be stored with the deeds as proof or, nowadays, sent to the Land Registry. These days it can be done electronically (END) or by DS1 which would be obtained from the lender paid off and be sent to the Land Registry.
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