I was adding a tenner every month until I got the yearly statement and was getting back less than I put in. Funny, don't think I've had a statement for a long time now and my daughters 8
my son will be 2 in 2 weeks - we got £50 in a Government Trust Fund for him. I think they may have stopped it now. I actually had a statement today which confirmed that the fund is now valued at £48 odd! lol x