ChatterBank8 mins ago
Basic debit card poor credit history.
Hi,
I would like a card to use just for paying wages into and withdrawing. Could anyone adivse one. Overdraft is not wanted and no credit is wanted or wanted to be offered.
Thank you
Answers
No best answer has yet been selected by LEJMTJE. Once a best answer has been selected, it will be shown here.
For more on marking an answer as the "Best Answer", please visit our FAQ.Or, if you really want limited facilities and a guarantee of no overdraft or credit and don't mind ONLY having a cashcard then have your wages paid into an easily accessible savings account such as (from memory...) Abbey's Flexible Saver.
Just set up the normal bank account and ask for a debit card. Check if there is a delay in the time the bank issues you with a card. I am going back about 15 years now when I set up my bank account and they did not issue you with a debit card till at least 3 months to see if you could be trusted or not.
This is stupid because you need a debit card nowadays so make sure they issue you with a card within a week or two of opening your account.
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