Credit Report Information

[buttons77]

Hi,
Because of a bit of a cock-up with my credit card payment I sent for a
copy of my Credit Report from both Experian and Equifax but neither report shows any details whatsoever of this credit card (which I have held for over 20 years)
Can anyone tell me why?

[factor-fiction]

Seems odd. I would ask them.
Have you had a name change?
Is it a joint account?

[buttons77]

Thanks for answering Factor - no, I've never changed my name, nor is it a joint account.
I've had the same credit card for years and I always pay it off in full each month but it just doesn't show up on my credit file.
It's not really a problem - I'm jus curious!

[Pumbah]

That might suggest that, for some reason, the credit card issuer has not lodged the details with the agencies, maybe by accident. Although it may not appear to cause a problem, it's presence on your credit report could be a positive thing, because it would show you as a good credit risk.

[buttons77]

Thanks Pumbah - I hadn't thought of that - I'll maybe call and ask why.