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It is not the cord as I can hear that click on and off. If I remove the cover of the celing fitting which is only a 4 inch square box, will it be obvious to me if there is a transformer in there (what does it look like)? If there has been a transformer fitted into the loft immediately above the ceiling fitting and it is the transformer that has gone, presumably I will not be able to do this myself.
I do not want to pay for something I could do myself. On the other hand, if it is complicated, I may have to get someone in.