Legitimate Car Insurance

[BobbyBobBob]

Recently my wife took out her car insurance policy with a company she's never used before called AIM. Apparently there part of AXA. The policy seemed reasonable which is why she went with them.

The thing I'm a little bit sceptical about is once the policy was agreed over the phone, the company requested her to send personal documents such as proof of no claims, proof of utility bill, driving license paper and photo, and copy of the log book. Neither of us have ever had to send all this information off when getting car insurance in the past. proof of no claims,fine, driving license, fine, utility bill I suppose I understand why they need it but the log book just seems bizarre. Its enough info for us to become victims of identity fraud.

What do you think?

[Buenchico]

What contact details have you got? (Phone number? Website?)
I can find loads of companies across the world trading as Aim Insurance but no reference to a UK division of AXA under that name.

[KJN]

http://www.ciuks.co.uk/compare-companies/insurer-reviews/aim-car-insurance-review.shtml


http://www.ciuks.co.uk/compare-companies/aim.shtml

[KJN]

Have never been asked for so much documentation, would question why this is required before sending and to answer your question yes It is enough documentation for Identity fraud.

[Buenchico]

Well, according to those links the company is a broker (like, for example Post Office Insurance) offering policies offered by a range of insurers. They may well offer AXA policies but they're definitely not part of AXA.

[Buenchico]

Phone AXA on 0844 209 6666 to ask if they require those documents (and if they're aware that someone selling their products requires them).

[NoMercy]

I've just renewed and had to send copies of photocard and paper counterpart and proof of no claims.

They're just becoming extra cautious these days.

[baza]

if you send proof of no claims then it will have your name and address on it, I would phone AXA and ask why they need more details.

[NoMercy]

Surely they need your name and address to insure you? Lol.

[MASS1961]

I recently took insurance with a new insurer (to me, I shop around when I receive my renewal quote)) and they also wanted more details than I have ever needed to supply before, including log book. I suppose if it's your name on the log book, it proves you own the car and therefore you're more likely to be careful.

[baza]

when my insurance renewal came up I changed with just a phone call and sent the ncd blurb in the post, all done and dusted.

[SlackAlice]

Just changed my Car Insurers. All they wanted was Name, Address, Car details and proof of NCD and of course some money. Only thing that went through the post was proof of NCD.

Personally, I'd be a bit wary of all the detail as well. They've got enough for identity fraud, bearing in mind I assume you paid over the 'phone so they've got your bank details as well.

[TWR]

If they are too intrusive for your liking, look for the forums concerning their cover / insurance, if you don't like, search elsewhere.