Effect of winning small claim on debtor

[LoungeLizard]

Supposing I take out a claim in the County Court against someone who owes me a few hundred pounds using the Small Claims Procedure; and win.

What effect will this have against the person I have successfully sued? Will it automatically have an adverse impact on their credit rating such that they will find it harder to borrow money / pay a higher rate of interest?

From the moment they receive the judgement, how will their lives be affected? (I realise that getting the money out of them is another matter.)

[LoungeLizard]

My above question arises from the answers I received in this question that I posted a few days ago.

http://www.theanswerbank.co.uk/Money_and_Finance/Questio n181201.html

[LoungeLizard]

Sorry, the link doesn't appear to be working, my question was "Tenant underpaying: What court action?" from about 2 pages ago.

[themas]

If the debtor doesn't pay the judgement amount in full within (I think) 28 days then the CCJ is registered at the Credit Reference Agencies. This would very likely have an adverse effect on their credit rating and make it more difficult for them to get further credit. Also, if they wanted to rent property elsewhere in the future and the potential landlord (or agent) carried out proper credit reference checks it would show up there and very likely result in them being refused the tenancy. The CCJ would stay on the CRA files for 6 years. If the debt was paid in full during that time it should be marked as satisfied - you as the creditor would probably have to arrange for this to be done.