18a Isn't it rich for the banks to call each of us thus? Marvelous cute ad revealing such. ? ??L?E? CUSTOMER
27a Eyes to the side, Dixie L??? ????
28a One might take pleasure in being clubbed to death as one ???E ?E?B??
16d Homes, characteristically, form the features that make up much of the USA ????T ???E? ( could that be Death Valley? if so why)