Isa

[millerxxx]

iwould like to take out an isa
that gives a return of capital
thanks

[factor-fiction]

How much so you want to invest? Lump sum and/or regular contributions? Do you want a guaranteed return or are you prepared to take a risk? Returns are very low.

[millerxxx]

i would invest 5k
thank u

[factor-fiction]

For an investment of £5000 you'd receive an income of around £100 pa

[LazyGun]

As factor has pointed out, currently the returns on savings are pretty poor right now.

My folks recently put just over 5K into the Halifax - return is as poor as every other institution, but you do get the bonus and fun of being entered into a draw held every month, where 3 prizes of £100,000 are awarded.....

[tamborine]

5k in premium bonds might give a better return & can be cashed out on demand

[overthetop]

Don't all ISAs return capital, with varying rates of tax free interest? As Factor says, at 2 per cent interest, that would amount to £100 pa. So next year your £5,000 would be £5,100. Every little helps,so go for it.

[woofgang]

have you looked at investment funds? (I keep saying this)
the M and G website is well written to explain the concept even if you don't invest with them, and this is a good book
http://www.amazon.co.uk/s/ref=nb_sb_ss_i_0_9?url=search-alias%3Daps&field-keywords=fundology&sprefix=fundology%2Caps%2C356

you can get the kindle software on your computer so you can buy the cheaper kindle version.