Financial Ombudsman Service - Descision Not Upheld, What Next?

[madonna-fan]

I have had two seperate cases by the Financial Services Service rejected/Not upheld ( pension & endownment). They have stated in their letter that this matter is now closed and they are not willing to enter into any further correspondence. Is there anything more that i can do? legal or otherwise, or are there compannies out there that work on system a NO WIN NO FEE system in these cases.
Any help or info on this matter will be much appreciated.

[factor-fiction]

I'd be very surprised if anyone would take it on for you in those circumstances.
The company would just reject any new claim and just refer you to their previous decision that was upheld by the Ombudsman.

On what basis do you think your claim is valid? Have they made an error in law, for example? You could look on the Ombudsman website to see if there is an appeal process

[emeritus]

Your only course of action now would be a Judicial Review of the FOS decision I believe. Not sure how you instigate but I am sure Google will assist

[EDDIE51]

If the ombudsman has said there is no case ( matter closed) that is the end of it. I have never heard of a no win on fee system for this, anyway no win on fee lawyers will only take cases where they are pretty much certain of winning. As the ombudsman has ruled against you there is very little if any chance of success , sorry but you will just have to accept you have lost.

[madonna-fan]

thank you everyone.

[Hymie]

I believe emeritus to be correct. Be aware that you have a maximum of three months in which to lodge the case with the Royal Courts of Justice.

However the Administrative Court (in considering your request for a judicial review) cannot overturn the Ombudsman’s decision; only instruct the Ombudsman to reconsider the matter – if the Administrative Court so decides. The Ombudsman is then at liberty to once again find against you.

Therefore unless the dispute involves upwards of £10k, and you really do have a strong case (and can show some defect in the Ombudsman’s decision) it is really not worth while taking such action.