The Reed employment agency currently has 617 underwriting jobs advertised across the country. Obviously, the required qualifications and experience will vary greatly but the national average salary offered is �32, 092.
To narrow those jobs down to your geographic area, and to your qualifications and experience, start here:
http://www.reed.co.uk/CareerTools/SalaryCalcul ator.aspx?pro=JWGenSept
As long as their employer continues to pay at least the minimum national wage, nobody ever has any automatic right to a pay rise (except, of course, where a pay rise has been negotiated, on their behalf, by a trade union).
Chris