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under scottish law=a husband or wife does not NOT automatically inherit 100% of each others estate.
partners who are unmarried inherit NOTHING
should you end up in care,the government WILL seek to take your home to pay for care costs leaving your family with nothing
children under 16 years of age,who lose there parents,do NOT just go to a family member but Will be placed in foster care unless there is a proper guardianship order in place.
makes you think doesnt it ????