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Thanks for your answer EDDIE. The problem is i have found out that these b******* who i've gone with BUGET look for any way they can to take more money from you than you agreeded, have looked on reviews about them and people are having money taken from there cards for cacelation fees after they themselfs (BUGET) have cancelled new policys because they say like me have stated more N.C.D than they have, and they find other ways to. i have stopped my card so they can't but that won't stop them making my policy viod and charging me the earth, it seems thats how they are earning, no robbing their money.