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thanks buildersmate, it just confused me because the way in which the adjudicator said in his written decsion was that he actually believed that a conversation did take place beween me and the claimant regarding me gving him some monies after the transfer, but cannot regard it as a beneficial interest as he gave up all that when he sold it to me, and is now saying that the only way the claimant can persue any further monies is by taking me to court for an unsecured debt, its very confusing cos not only did the claimant want more money from he from the equity he also wanted me to pay half of his debt he has on personal loans and credit cards, none of these debts are in my name nor were they used to benefit me in anyway - which if necessary cab be proved.