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When Is Your Own, Not Your Own?
52 Answers
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Surely when it is your own property you should be able to do with it as you like?
What next will councils check up on any valuable items such as paintings jewellery etc that one gives over to their children?
Surely when it is your own property you should be able to do with it as you like?
What next will councils check up on any valuable items such as paintings jewellery etc that one gives over to their children?
Answers
The problem here is the utter iniquity of the current arrangements and Clary has demonstrated the unfairness admirably. Is it fair? I think not. If long term care is to be provided by the State it should be provided for everybody and, like health care, should not be means tested. As an aside, although it makes little difference, the burden of these costs should...
14:33 Sat 19th Oct 2013
The problem here is the utter iniquity of the current arrangements and Clary has demonstrated the unfairness admirably. Is it fair? I think not.
If long term care is to be provided by the State it should be provided for everybody and, like health care, should not be means tested. As an aside, although it makes little difference, the burden of these costs should be borne by central government not local authorities and in any case those authorities may have more money to spend on the elderly if they were not busy feeding other people’s children free of charge whilst they are at school.
Benefits may well be “…designed to support people who have no resource of their own.” as suggested by woofgang. However I find it strange that those who have assets but need care are described by Gromit as “scroungers”. Presumably those Ccary’s first scenario are paragons of thrift. Further it could be argued that just as the prudent are deliberately divesting themselves of their assets by gifting them to their children the feckless have done likewise albeit over a longer period by their lack of prudence. But in any case this is not a benefit we are talking about here. It is essentially healthcare and should be provided for everybody. There would then be no need for people to develop these “scams” as some describe giving away your assets to your children.
If long term care is to be provided by the State it should be provided for everybody and, like health care, should not be means tested. As an aside, although it makes little difference, the burden of these costs should be borne by central government not local authorities and in any case those authorities may have more money to spend on the elderly if they were not busy feeding other people’s children free of charge whilst they are at school.
Benefits may well be “…designed to support people who have no resource of their own.” as suggested by woofgang. However I find it strange that those who have assets but need care are described by Gromit as “scroungers”. Presumably those Ccary’s first scenario are paragons of thrift. Further it could be argued that just as the prudent are deliberately divesting themselves of their assets by gifting them to their children the feckless have done likewise albeit over a longer period by their lack of prudence. But in any case this is not a benefit we are talking about here. It is essentially healthcare and should be provided for everybody. There would then be no need for people to develop these “scams” as some describe giving away your assets to your children.
Dr. Filth -I wish I was a peasant. I would not have to pay for specs, dentistry, or medication. I could get taxis to the hospital and my kids would all get free school meals. Best of all instead of getting up at 6am every morning and working my arse off, I would sit watching daytime TV or play bingo online. Then , when I eventually got ill all my healthcare costs would be paid for and on top of that, because I'd done piss all most of my life and had no savings, then I'd get pension credit to help me carry on my lifestyle. Oh yes to be a peasant. I'd be about £150 a week better off if I was on benefits.
ClaryS i have worked since leaving school now with health problems i am unable too but i get no sick benefit, i have to pay for my specs, dentist the lot
you sound like one of these that think those that do not work get everything for free
i have needed new specs for over 6 years but i still have to use an old pair due to the cost of my complex prescription and these are not good for my eyes
you sound like one of these that think those that do not work get everything for free
i have needed new specs for over 6 years but i still have to use an old pair due to the cost of my complex prescription and these are not good for my eyes
The ideal solution would be free care for all, but the costs would be huge. Are you all prepared for the massive increases on your tax and rates? The government doesn't have any money of its own, it only has what it raises from us, the public. I agree its sad that a house has to be sold but someone has to house, feed, clean up and generally look after old people who go into care. Why should their family inherit a house when my taxes support the old person? PS Remember, the house cannot be taken into account if the spouse still loves there. It is exempt.
Exactly, lyn. It should fall under NHS, but we can't, apparently afford it. The ones who are really well off don't have this problem. My mother had her own solution. She died within a week of being admitted to one, at 93! But she could have paid the bills comfortably out of taxed income if she'd lived to a 120 +, and not really notice, though she'd still complain about the price. But it is pretty sick that people who are not in her position should find that their sole asset of any value, their home, should be sold to pay for this, and that must include thousands of ordinary tax-payers who have never been well off, by any measure, and who probably bought their home on a mortgage, out of taxed income, and found that willy-nilly, it was valued at vastly more , in the ratio of average earnings to price, than it was when they bought it. Still, they may avoid the embarrassment to their executors of having to pay 40 per cent on the profit on gains above the inheritance tax threshold!
DrFilth
/// it will hurt the toffs more than the peasants for a change -) ///
So one is a toff if they own their own home eh?
These so called peasants of yours don't live in huts of Wattle and daub, no they live mostly in council houses at a subsidised rent, if any maintenance needs to be done they just pick up the phone and along comes a tradesman to carry out the task, then if they get elderly and infirm, the council will move them into a specially equipped warden controlled bungalow, and into a free care home when they can no longer look after themselves.
Your so called toffs are generally hard working persons who have saved a deposit so as to get a mortgage on a modest semi, if anything happens to need doing to their property they have to pay for it to be done themselves, which is a constant drain on their meagre savings, then all this has been in vain because unlike the council tenant when the 'Toff' needs care, who has to pay for iy, yes you have got it, him or her self.
/// it will hurt the toffs more than the peasants for a change -) ///
So one is a toff if they own their own home eh?
These so called peasants of yours don't live in huts of Wattle and daub, no they live mostly in council houses at a subsidised rent, if any maintenance needs to be done they just pick up the phone and along comes a tradesman to carry out the task, then if they get elderly and infirm, the council will move them into a specially equipped warden controlled bungalow, and into a free care home when they can no longer look after themselves.
Your so called toffs are generally hard working persons who have saved a deposit so as to get a mortgage on a modest semi, if anything happens to need doing to their property they have to pay for it to be done themselves, which is a constant drain on their meagre savings, then all this has been in vain because unlike the council tenant when the 'Toff' needs care, who has to pay for iy, yes you have got it, him or her self.
During this debate it has been mentioned on several occasions that caring for all our aged would be too costly and 'we' couldn't afford it.
Well I question this are we not amongst the top wealthiest nations in the world?
And perhaps if we didn't continue to play the 'rich man' on the world's stage, and spent our money looking after our own instead of the rest of the world's, then we could well afford the cost of looking after our elderly?
Well I question this are we not amongst the top wealthiest nations in the world?
And perhaps if we didn't continue to play the 'rich man' on the world's stage, and spent our money looking after our own instead of the rest of the world's, then we could well afford the cost of looking after our elderly?
NJ (best answer) referred to this being counted as part of NHS provision. I mentioned my mother surviving only a week in a care home, but curiously she had lived for about a year before in a specialist geriatric unit, run as part of the NHS, in Cambridge. In that she had her own room with direct views over and access to a small garden and care 24 hours a day, better or as good as, and indistinguishable from a care home. Why was she moved?
It was closed.
It was closed.
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